Financial Management
BUDGETS AND RECORD KEEPING
Budgeting Systems When There Are Two Earners in the Household, G1764
Various ways of managing the income of two earners in the same household, including the advantages and disadvantages of each, or described in this NebGuide.
File It Easy, Find It Fast: Filing System Operating Tips, G1930
It's not enough to have a filing system; you need to use it. This guide, part of a three-part series, shows you how to use a home filing system.
File It Easy, Find It Fast: Setup Suggestions for Home Filing Systems, G1929
This NebGuide, part of a three-part series, teaches you how to setup an Active and Inactive filing system, along with folder suggestions, for home and personal records and papers.
File It Easy, Find It Fast: What to File, Where, and For How Long, G1928
This guide, one of a three-part series, helps you build an active and inactive filing system for important papers and records.
CREDIT AND DEBT
Credit Advantages, Disadvantages and Common Types, G1802
Explores common uses of consumer credit, debt consolidation and leasing considerations.
Credit Cards: Applications and Choosing the Best Card, G1801
Deciding which credit card is best for you may be as simple as carefully reading the application and deciding how you'll use it.
Credit Cards: Types and Rights, G1800
This publication outlines the various types of credit cards.
Credit Files and Who Uses This Information, G1799
Understanding what information is in a credit file is important for all consumers.
Credit Scams, Contracts and the Law, G1798
This NebGuide outlines how to avoid falling target to a credit scam.
Credit: How Do You Score? -- Leader's Guide, HEF562
Credit file information and credit scores impact many areas of your life, including eligibility for loans, housing, and utility services. In this community lesson you'll how to correct inaccurate information and how to improve a credit score. Participant's guide also available. Order printed copies from your local Extension office.
Credit: How Do You Score? -- Participant Manual, HEF563
Credit file information and credit scores impact many areas of your life, including eligibility for loans, housing, and utility services. In this community lesson you'll how to correct inaccurate information and how to improve a credit score. Leader's guide also available.
Cutting Family Debt Payments, G1934
This guide, one in a series on consumer financial management, helps show how to work with creditors on debt repayment.
Figuring the True Cost (APR) of Credit, G1797
This publication will help you determine the exact annual percentage rate of a credit transaction.
Negotiating With Creditors, G1777
This NebGuide discusses what you can do when you get behind in paying your bills.
Protect Your Credit and Identity, G1767
Protecting your credit card information and your identity are two must-do activities that will limit fraudulent use of your money and your life.
Setting Reasonable Debt Limits, G1790
This NebGuide explains the consequences of too much debt and how to establish a Personal Credit Limit.
Solving Financial Problems, G1827
This publication explains the processes to help people work through financial issues that prevent them from paying their bills.
Using Credit Cards Wisely, G1793
Tips for using credit cards safely, including how to make a credit card "wrap."
Using Debit Cards Wisely, G1794
Learn about the advantages and disadvantages of debit cards, how best to use them, and what to do if one is lost or stolen.
When to Use Credit and How Much You Can Afford, G1795
Guidelines for using credit, estimating how much credit you can afford, and potential large credit uses are included in this NebGuide. Establishing a Personal Credit Limit (PCL) is explained.
Who Gives Credit and How Do They Decide, G1796
Consumer credit includes both traditional and nontraditional sources. There are criteria for each source that lenders use to decide whether to give credit or not. This publication provides a description of available credit sources, and an explanation of what lenders look for before extending credit.
Your Credit Report, G1894
Credit reports — know what is in yours, how it is used, and how to raise your credit score.
INSURANCE
Assessing the Need for Long-Term Care Insurance, G1703
This NebGuide assesses the risks, costs and other factors to be considered before paying for long-term care insurance.
Cutting Family Insurance Expenses , G1935
This guide, one in a series on consumer financial management, helps show how to lower expenses for family insurance needs.
Insurance - What Kind Do You Need?, G1628
Learn about types of risks and how to determine when you need insurance.
Insurance Needs of the Home-Based Child Care Business, NF23
Discusses selection and use of child care business insurance coverage to provide risk protection for you, your business, your customers and any employees.
Long Term Care: What Is It, Where Do You Get It and How Do You Pay For It? -- Leader's Guide , HEF570
With the impending retirement of the baby boomer generation, the need for resources to care for seniors is poised to grow exponentially. This lesson will provide learners with in-depth knowledge of care methods, cost of care, how services are financed, as well as who provides care to our nation’s elderly and disabled adult citizens. Participant manual also available. Order printed copies from your local Extension office.
Long Term Care: What Is It, Where Do You Get It and How Do You Pay For It? -- Participant Manual, HEF571
With the impending retirement of the baby boomer generation, the need for resources to care for seniors is poised to grow exponentially. This lesson will provide learners with in-depth knowledge of care methods, cost of care, how services are financed, as well as who provides care to our nation’s elderly and disabled adult citizens. Leader's guide also available.
MONEY MANAGEMENT
Before You Invest, G1925
Discover the difference between saving and investing, what to consider before investing, and how to choose an investment advisor.
How to Balance a Checkbook, G1927
Learn the steps to balance your checkbook, including how to account for debit card transactions; includes a worksheet.
Money Wise Children: Learning By Doing, G1788
The guidelines used to teach children about money vary depending on age.
Planning and Tracking Income and Expenses Through Time: Cash Flow Planning, G1789
This publication explains the process of cash flow planning for household living expenses.
Record Keeping for Money Management, G1926
Learn five ways to keep family financial records, including how to handle and record small expenses and deciding who does what record keeping.
Solving Financial Problems, G1827
This publication explains the processes to help people work through financial issues that prevent them from paying their bills.
Starting an Investment Club, G1763
Considerations for starting an investment club are covered in this NebGuide.
Starting on the Road to Financial Security: Setting Financial Goals, G1765
Financial security begins with setting financial goals. The process of determining financial goals is described in this NebGuide.
Teaching Your Children About Money, G1787
This NebGuide offers suggestions on how to teach your child to earn money and spend it wisely.
The Four Financial Phases of Retirement, G1831
Retirement ... what does it mean to you? Are you prepared to enjoy this part of life? Being prepared for retirement means actively planning ahead for those years. See what to expect with the four financial phases of retirement.
MONEY SAVING STRATEGIES
Cutting Family Clothing and Personal Care Expenses, G1936
This guide, one in a series on consumer financial management, helps show how to lower clothing and personal care expenses.
Cutting Family Food Expenses: 16 Tips That Can Save Total Big Bucks, G1933
This guide, one in a series on consumer financial management, helps show how to cut food expenses at the grocery store.
Cutting Family Housing and Utility Expenses, G1932
This guide, one in a series on consumer financial management, helps show how to cut family housing and utility expenses.
Cutting Family Transportation, Recreation, Health Care, and Other Expenses, G1937
This guide, one in a series on consumer financial management, shows tips on how to cut costs related to transportation, recreation, health care, and other expenses.
